The modern credit card industry dates back to the early 1900s when a few companies issued metal cards, for use for their services.

In the 1950s the plastic cards were issued.  Among them, the BankAmericard which is the ancestor of today's Visa card.  Similarly, the precursor to MasterCard was the MasterCharge issued in the late 1960s. 

In the 1970s, the magnetic stripe came into use, and card usage flourished.  Today, "plastic" is the most widely used form of tender in American commerce.

Improve Cash Flow by Leveraging Credit Card Sales 

From one of the oldest cash flow solutions to one of the newest...CapSource Funding has your business covered.  The emergence of credit card receivable funding opens up a whole new world of cash flow strategies to a host of small to mid-sized businesses.  If your business accepts Visa or MasterCard products, you may find this opportunity compelling.

The very notion of credit card receivable funding brings to mind several questions.  The most obvious being why fund a credit card transaction you will get paid for the next day?  The answer....fund the future credit card sales your business expects to take in.  There are different versions of this type of solution, but all have these characteristics in common.

• Visa and/or MasterCard Merchants - This option is for merchants who accept Visa and/or MasterCard, regardless of whether it's a brick and mortar or online store front.  (It is best suited for small and mid-sized businesses.)
• Future Sales - Funding is based on the merchant's expected future credit card sales.
• Payback Using Daily Sales - Payback on the funding occurs through the daily settlement with the merchant's processor.  This may take different forms, but the method in general still applies.  A pre-arranged percent of daily sales are paid towards the funding until it is paid off.

The emergence of this type of funding presents exciting opportunities for merchant businesses.  Now, a door swings open for leveraging business to consumer (B2C) transactions utilizing the powerful resources available in the cash flow industry.  How can this help your business?  Consider the following:

• Competitive Advantage - Having usable, readily accessible cash to take advantage of growth opportunities gives you an edge over your competition.
• Order Fulfillment and Inventory - Fast paced businesses have their own needs to meet their customer's needs.  The common quip, "I need it yesterday" conveys the true urgency.  Of course, yesterday is gone...but what if you could have tomorrow's needs met today?
• Re-Payment Based on Sales - Incurring additional debt should always be carefully considered.  Will you be able to make the payments should sales slack?  Unlike a traditional loan re-payment plans, it's percent of the sales that determine the payment amount.  Payment is less in leaner times, and greater during growth periods. 
• Cost of Funding - Is the cost of borrowing worth it?  This directly relates to the need...but whether the funds are needed for survival or growth...if an infusion of cash leads to increased sales, the funding will likely pay for itself.
• Survival - During lean times, funding from your future credit card sales can be your lifeline to paying taxes, debts, and meeting payroll.
• Quick and Convenient - Gain maximum efficiency, the process is fast and convenient. 

Let CapSource Funding help you determine if credit card receivable funding is the solution your business has been looking for.

FREE CONFIDENTIAL Analysis

If you are intrigued by the prospect of what an improved cash flow can do for your business, then submit an Information Form to CapSource Funding for review.  Learn how you can turn your future credit card sales into greater profit.  Your request will be analyzed by a Certified Cash Flow Consultant (CCFC)*.  There is no obligation, and the process is quick, easy, and confidential.

* Find out how to obtain a FREE analysis...